Comprehensive Health Protection for You & Your Family
Medical emergencies can bring unexpected financial pressure. The right health insurance can help you manage eligible healthcare expenses while protecting your savings and financial plans.
Niva Bupa offers health insurance solutions designed for different healthcare needs, family requirements and financial preferences.
At Shreedha Investments, we help you understand the available Niva Bupa plans, their features and benefits so you can choose coverage according to your healthcare requirements, financial goals and risk profile.
WHY CHOOSE NIVA BUPA?
Comprehensive Health Coverage
Get coverage for eligible hospitalisation, day-care treatments, pre- and post-hospitalisation expenses and other covered medical requirements, subject to the selected plan and policy terms.
Family Protection
Health insurance can help provide financial protection for individuals and families against unexpected medical expenses.
Cashless Healthcare
Niva Bupa provides access to its network of hospitals for cashless treatment, subject to policy terms and applicable authorisation.
Wellness Benefits
Selected plans offer health and wellness benefits that can support preventive healthcare and healthy lifestyle choices.
Flexible Plan Options
Different plans and variants allow customers to choose coverage based on their healthcare needs and financial requirements.
OUR NIVA BUPA HEALTH INSURANCE SOLUTIONS
1. Niva Bupa ReAssure 2.0 – Titanium+
ReAssure 2.0 Titanium+ is a health insurance variant designed to provide comprehensive medical coverage along with features focused on increasing and restoring your available health cover.
The plan provides coverage for eligible hospitalisation, modern treatments, AYUSH treatment, home care/domiciliary treatment, organ donor expenses and other covered medical expenses, subject to policy terms.
KEY FEATURES
Booster+
Unused base Sum Insured can be carried forward to the next policy year, up to the applicable limit. This can help build a higher level of coverage over time.
ReAssure Forever
The plan provides the benefit of restoring the base Sum Insured for eligible claims, allowing the available coverage to be used again subject to the applicable policy conditions.
Lock the Clock
The premium can remain linked to the age at entry until a claim is paid, subject to product terms and applicable repricing regulations.
Hospitalisation Coverage
Eligible inpatient hospitalisation expenses are covered up to the applicable Sum Insured.
Pre & Post Hospitalisation
Eligible medical expenses incurred before and after hospitalisation are covered according to the policy terms.
Annual Health Check-Up
Eligible insured members can avail the applicable annual health check-up benefit from Day 1, subject to the defined tests and policy conditions.
Live Healthy
The plan can provide a renewal premium discount based on eligible healthy activities such as step count, subject to applicable terms.
WHO CAN CONSIDER TITANIUM+?
Titanium+ may be considered by individuals and families looking for comprehensive health coverage along with benefits designed to increase and restore their available protection over time.
2. Niva Bupa ReAssure 3.0
Go Limitless With Unlimited Health Coverage
ReAssure 3.0 is Niva Bupa’s newer health insurance solution designed around unlimited coverage and flexible healthcare benefits.
The plan offers unlimited Sum Insured from Day 1, subject to the selected variant and policy terms, allowing customers to have a higher level of financial protection against multiple or major medical expenses.
KEY FEATURES
Unlimited Sum Insured
ReAssure 3.0 offers unlimited health coverage from Day 1, subject to the applicable policy terms and selected variant.
Day 1 Pre-Existing Disease Coverage
An option is available to waive the waiting period for eligible pre-existing diseases, subject to acceptance, eligibility and applicable conditions.
NivaBupaOne
Selected benefits include access to an exclusive membership with features such as executive health assessment, priority claims support and dedicated service.
Lock the Clock
Under applicable variants, customers can pay premiums based on their entry age until a claim is paid, subject to policy terms and applicable repricing rules.
Cash-Bag+
Eligible claim-free years can help accumulate cashback that may be used towards specified expenses such as premiums, OPD, deductible and co-payment, subject to applicable conditions.
Wellconsult+
An optional benefit that can extend healthcare support beyond hospitalisation, including eligible consultations, diagnostic tests, medicines and wellness-related services, depending on the selected cover.
Go Borderless
The plan offers an option for worldwide treatment coverage, subject to the selected benefit, limits, co-payment and applicable policy conditions.
Annual Health Check-Up
Eligible insured members can access defined health check-up packages from Day 1, subject to applicable conditions.
KEY DIFFERENCE BETWEEN THE TWO
ReAssure 2.0 Titanium+
A comprehensive health insurance variant focused on features such as Booster+, ReAssure Forever and Lock the Clock, along with standard health coverage benefits.
ReAssure 3.0
A newer health insurance plan focused on unlimited Sum Insured, with additional features such as Day 1 pre-existing disease coverage option, NivaBupaOne, Wellconsult+ and worldwide treatment options.
The suitability of either option depends on your health requirements, financial situation, coverage needs and policy terms.
HOW SHREEDHA INVESTMENTS HELPS YOU
Understand
We explain the plan structure, coverage, waiting periods, exclusions and important conditions in simple language.
Assess
We understand your healthcare requirements, family needs and financial considerations.
Explore
We help you explore suitable Niva Bupa options based on your requirements.
Compare & Decide
We help you understand the differences between available options so you can make an informed decision.
Ongoing Support
We remain available to assist with policy-related queries and requirements.
WHO CAN CONSIDER NIVA BUPA HEALTH INSURANCE?
Niva Bupa health insurance solutions may be considered by:
- Individuals looking for health insurance protection
- Families looking for comprehensive healthcare coverage
- Salaried professionals
- Parents and families
- Individuals looking for higher health coverage
- People planning for long-term healthcare expenses
- Individuals looking for additional wellness and healthcare benefits
IMPORTANT INFORMATION
- Benefits, coverage, limits, waiting periods and exclusions vary by plan and selected variant.
- Optional benefits may require an additional premium and are subject to eligibility.
- Pre-existing diseases are subject to applicable waiting periods unless a specific waiting-period waiver or modification is accepted.
- Coverage outside India, if selected, is subject to the applicable terms, limits and conditions.
- Health insurance does not cover every medical expense.
- Policy wording, exclusions, waiting periods and applicable conditions should be carefully reviewed before purchasing.
- All benefits are subject to the terms and conditions of the respective policy.
PROTECT YOUR HEALTH. PLAN WITH CONFIDENCE.
Your Health. Your Protection. Your Peace of Mind.
Whether you are looking for comprehensive family health coverage, higher financial protection or additional healthcare benefits, Niva Bupa offers solutions designed for different healthcare needs.
At Shreedha Investments, we help you understand your options and choose a suitable health insurance solution based on your requirements.
SHREEDHA INVESTMENTS
Plan Today. Protect Tomorrow. Build Your Future.