Comprehensive Health Cover. Designed Around You.
Healthcare expenses can arise unexpectedly. The right health insurance can help protect your savings and provide financial support during medical emergencies.
ICICI Lombard Elevate is a comprehensive health insurance plan designed to provide extensive healthcare coverage along with flexible features that can be tailored to different healthcare needs.
At Shreedha Investments, we help you understand the coverage, benefits and important features of Elevate so you can make an informed decision based on your healthcare and financial requirements.
Why Choose ICICI Lombard Elevate?
Comprehensive Health Coverage
Elevate provides coverage for eligible hospitalisation, day-care treatments, pre and post-hospitalisation expenses and other covered medical expenses, subject to policy terms and conditions.
Flexible Coverage
The plan offers various features and optional benefits that can help you customise your health insurance coverage according to your requirements.
Financial Protection
Health insurance can help reduce the financial impact of unexpected medical expenses and protect your savings during a medical emergency.
Key Features of Elevate
Jumpstart
Jumpstart is designed to provide an option for reducing the waiting period applicable to certain declared medical conditions.
For eligible conditions such as diabetes and hypertension, the waiting period can be reduced to 30 days, subject to applicable terms, conditions and eligibility.
This feature can be useful for individuals who want earlier coverage for certain pre-existing conditions.
Power Booster
Power Booster is designed to enhance your health insurance coverage over time.
Under the applicable benefit, the Super Loyalty Bonus can increase the coverage by 20% of the applicable Sum Insured every year, up to 100%, subject to the policy terms.
This can help build a higher level of protection as your healthcare needs evolve.
Claim Protector
Claim Protector is an optional add-on designed to provide additional protection for certain non-medical expenses that may otherwise not be covered under a standard health insurance policy.
When selected, eligible expenses can be covered as per the applicable terms and conditions.
This can help reduce out-of-pocket expenses during a hospitalisation.
Other Important Coverage Features
Hospitalisation Cover
Eligible hospitalisation expenses are covered according to the policy terms and conditions.
Day-Care Treatment
Eligible day-care procedures are covered as per the applicable policy conditions.
Pre & Post Hospitalisation
Eligible medical expenses incurred before and after hospitalisation are covered according to the policy terms.
Ambulance Cover
Eligible ambulance expenses are covered subject to the applicable limits and conditions.
Cashless Treatment
Access to cashless healthcare facilities is available through the insurer’s network hospitals, subject to applicable terms and authorisation.
How Shreedha Investments Helps You
Understand
We explain the plan, coverage, waiting periods and important conditions in simple language.
Assess
We understand your healthcare requirements and financial considerations.
Explore
We help you understand the relevant features and available options under Elevate.
Choose With Confidence
Our aim is to help you understand the policy properly so you can make an informed decision.
Ongoing Support
We remain available for policy-related assistance and queries.
Who Can Consider Elevate?
Elevate may be considered by:
Individuals looking for comprehensive health insurance
Families looking for health protection
Young professionals
Parents and families
Individuals looking for higher health coverage
People who want additional flexibility through optional features
Individuals looking to protect their savings against unexpected medical expenses
Important Information
Benefits, coverage, waiting periods, exclusions and limits are subject to the policy terms and conditions.
Jumpstart, Power Booster, Claim Protector and other features are subject to eligibility and applicable terms.
Optional add-ons may require an additional premium.
Pre-existing diseases and applicable waiting periods should be carefully reviewed.
Health insurance does not cover every medical expense.
Please read the policy wording, exclusions and terms carefully before purchasing the policy.
Protect Your Health With Confidence
Your Health. Your Coverage. Your Peace of Mind.
With comprehensive health coverage and features such as Jumpstart, Power Booster and Claim Protector, ICICI Lombard Elevate can be considered for individuals and families looking for flexible health insurance protection.
Shreedha Investments
Plan Today. Protect Tomorrow. Build Your Future.