Protect Your Family. Build Your Wealth. Plan Your Goals.
Bajaj Life Insurance offers solutions designed to help individuals and families plan for important financial goals while securing their loved ones.
At Shreedha Investments, we help you understand suitable Bajaj Life plans based on your protection needs, financial goals, investment horizon and risk profile.
Why Choose Bajaj Life?
Life Protection
Financial support for your family in case of unforeseen events.
Goal-Based Planning
Solutions designed around long-term financial objectives.
Wealth Creation Opportunities
Market-linked solutions for investors seeking long-term growth potential.
Flexible Plan Options
Different solutions for protection, savings and investment needs.
Long-Term Financial Planning
Helps you combine financial protection with your future goals.
Our Featured Bajaj Life Plans
1. Bajaj Life Smart Wealth Goal VII
Build Wealth. Protect Life. Achieve Your Goals.
Bajaj Life Smart Wealth Goal VII is a Unit-Linked, Non-Participating Individual Life Savings Insurance Plan designed to combine life insurance protection with market-linked investment opportunities.
It offers three variants — Wealth, Child Wealth and Joint Life Wealth — allowing customers to align the plan with different financial goals.
Key Features
Return of Mortality Charges
For eligible policies with a policy term greater than 15 years and subject to applicable conditions, life cover charges can be returned at the end of the policy term.
Multiple Investment Strategies
The plan provides multiple portfolio strategies, allowing investment choices to be aligned with your financial objectives and risk profile.
Multiple Fund Options
Customers choosing the Investor Selectable Portfolio Strategy can select from applicable fund options based on their needs, risk profile and investment horizon.
Fund Booster
The plan provides a Fund Booster from the 15th policy year onwards, subject to policy terms and conditions.
Goal-Oriented Variants
Choose from Wealth, Child Wealth or Joint Life Wealth depending on your financial requirements.
Flexible Premium Options
The plan provides options around premium payment terms, subject to applicable conditions.
Who Can Consider It?
Smart Wealth Goal VII may be considered by individuals who:
- Want life insurance along with market-linked investment opportunities
- Are planning for long-term financial goals
- Want to create a corpus for children’s future needs
- Prefer different investment strategies based on their risk profile
- Want to combine protection and wealth creation in one solution
2. Bajaj Life eTouch II
Pure Protection for a More Secure Tomorrow.
Bajaj Life eTouch II is a Non-Linked, Non-Participating Individual Life Insurance Term Plan designed primarily to provide financial protection to your family.
It offers different variants so customers can select protection features according to their requirements.
Key Features
Life Cover
Provides financial protection to the nominee in case of death during the policy term, subject to policy terms.
Multiple Protection Variants
The plan offers three variants:
- Life Shield
- Life Shield Plus
- Life Shield ROP
Life Shield Plus additionally provides an Accidental Death Benefit, while Life Shield ROP provides a return of eligible premiums at maturity, subject to applicable terms.
Waiver of Premium
Future premiums may be waived in eligible cases such as Accidental Total Permanent Disability or Terminal Illness, subject to policy conditions.
Flexible Death Benefit Payout
The nominee can have payout options including lump sum, monthly income or a combination of both, depending on the selected option and policy terms.
Auto Cover Continuance Benefit
Eligible policyholders may be able to defer premium payments for up to 12 months while keeping the life cover active, subject to applicable conditions.
Health Management Services
The plan also provides complimentary health management services, subject to applicable terms and conditions.
Early Exit Value
Under applicable variants and conditions, an early exit option may be available.
Who Can Consider It?
Bajaj Life eTouch II may be suitable for:
- Primary earning members
- Individuals with financial dependants
- Young professionals starting their financial planning
- Parents looking to protect their family’s financial future
- Individuals looking for substantial life cover through a term insurance plan
How Shreedha Investments Helps
At Shreedha Investments, we help you:
- Understand the difference between protection and investment-oriented plans
- Compare available Bajaj Life options based on your goals
- Evaluate suitable policy features and benefits
- Understand premium payment options and policy terms
- Select a plan according to your financial priorities and risk profile
- Assist you through the application and documentation process
Choose the Right Solution for Your Goal
For Wealth Creation + Life Protection
Bajaj Life Smart Wealth Goal VII
For Pure Life Protection
Bajaj Life eTouch II
The right choice depends on your financial goals, income, family responsibilities, investment horizon and risk profile.
Important Information
Insurance and investment products involve different risks and benefits.
ULIP returns are market-linked and are not guaranteed. Policy benefits, charges, eligibility, exclusions and other conditions are subject to the respective policy documents and applicable terms and conditions.
Tax benefits, if any, are subject to prevailing tax laws and eligibility.
Plan Your Future With Confidence
Whether your priority is building long-term wealth, protecting your family’s financial future, or achieving important life goals, Bajaj Life offers solutions that can be evaluated according to your individual needs.
Shreedha Investments
Plan Today. Protect Tomorrow. Build Your Future.