Protect Your Family. Build Your Wealth.
Life brings both financial responsibilities and uncertainties. A suitable life insurance solution can help protect your family while also supporting your long-term financial goals.
Axis Max Life Smart Term with Additional Returns ULIP – 3D Life Secure Variant combines life insurance protection with market-linked investment opportunities, helping you plan for your family’s financial security and long-term goals through a single solution.
At Shreedha Investments, we help you understand the plan, its protection benefits, investment options and important terms so you can make an informed decision based on your financial requirements.
WHY CHOOSE AXIS MAX LIFE 3D LIFE SECURE?
Comprehensive Protection
The 3D Life Secure Variant is designed to provide financial protection against key uncertainties through death, critical illness and dismemberment-related benefits, subject to applicable policy terms.
Life Protection + Wealth Creation
The plan combines life insurance protection with market-linked investment opportunities, allowing you to work towards long-term financial goals while maintaining life cover.
Multiple Fund Options
The plan provides access to multiple investment funds, allowing you to select investment options according to your financial goals and risk appetite.
Flexible Premium Payment Options
You can choose an applicable premium payment term according to your requirements, subject to the available policy options and terms.
Premium Funding Benefit
Under the 3D Life Secure Variant, the company can fund future outstanding premiums in eligible circumstances, subject to the selected option and applicable terms.
KEY FEATURES OF 3D LIFE SECURE
3D Protection
The plan is designed around three important protection needs — Death, Critical Illness and Dismemberment.
This provides a broader protection approach compared with life cover alone, subject to the applicable policy terms and conditions.
Lump-Sum Death Benefit
In the event of death of the Life Insured during the policy term, the nominee can receive a lump-sum death benefit according to the selected cover and applicable policy terms.
The benefit structure is designed to provide immediate financial support to the family.
Monthly Income Benefit
Under the 3D Life Secure Variant, an income benefit equal to 20% of the Annualised Premium per month can be paid for 10 years, subject to the applicable conditions.
This can provide a regular income stream for the family after the unfortunate death of the Life Insured.
Future Premium Funding
One of the key features of the 3D Life Secure Variant is the funding of future outstanding premiums.
Depending on the option selected at inception, the company can fund 1X, 2X or 3X of the future outstanding premiums in eligible circumstances such as death, critical illness or dismemberment, subject to the policy terms.
This helps keep the long-term financial plan on track even after a qualifying unfortunate event.
Market-Linked Wealth Creation
The plan provides investment opportunities through market-linked funds.
The policyholder can choose from available fund options according to their investment requirements and risk appetite.
Since this is a ULIP, the investment risk in the investment portfolio is borne by the policyholder and the value of the investment can fluctuate according to market performance.
Maturity Benefit
If the policy remains in force until maturity, the applicable Fund Value is payable at maturity, subject to the policy terms and conditions.
The Fund Value is linked to the performance of the selected investment funds and therefore is not guaranteed.
Partial Withdrawal
The plan provides a partial withdrawal facility after completion of the applicable lock-in period, subject to the policy terms, conditions and applicable limits.
This can provide access to funds for eligible financial requirements during the policy term.
INVESTMENT FLEXIBILITY
The plan provides multiple investment fund options and investment strategies to help policyholders align their investment approach with their financial goals and risk appetite.
Investors can select suitable funds based on their preferred level of market exposure and investment strategy.
Investment returns are market-linked and are not guaranteed.
HOW SHREEDHA INVESTMENTS HELPS YOU
01. Understand
We explain the plan structure, protection benefits, investment options, charges and important conditions in simple language.
02. Assess
We understand your financial goals, protection requirements, investment horizon and risk appetite.
03. Explore
We help you explore the available fund options and plan features according to your requirements.
04. Choose With Confidence
Our aim is to help you understand the product properly so you can make an informed financial decision.
05. Ongoing Support
We remain available to assist with policy-related requirements and help you review your financial planning needs over time.
WHO CAN CONSIDER 3D LIFE SECURE?
This solution may be considered by:
- Individuals looking for life protection along with investment opportunities
- Salaried professionals
- Business owners and self-employed individuals
- Parents planning for their family’s future
- Individuals with long-term financial goals
- Individuals looking for protection against multiple uncertainties
- Investors comfortable with market-linked investment risk
The suitability of the plan depends on your financial goals, income, age, risk appetite and investment horizon.
IMPORTANT INFORMATION
- This is a Unit Linked Non-Participating Individual Life Insurance Plan.
- Investment risk in the investment portfolio is borne by the policyholder.
- Market-linked returns are not guaranteed and the value of investments may rise or fall depending on market conditions.
- Benefits, premium funding, income benefits, withdrawals and other features are subject to the applicable policy terms and conditions.
- Charges, lock-in period, exclusions and other conditions should be carefully reviewed before purchasing.
- Tax benefits, if applicable, are subject to prevailing tax laws and eligibility conditions.
- Past performance of investment funds does not guarantee future performance.
- Customers should read the policy document, prospectus and benefit illustration carefully before making an investment decision.
MARKET-LINKED INSURANCE PRODUCTS ARE SUBJECT TO MARKET RISKS. READ ALL POLICY-RELATED DOCUMENTS CAREFULLY BEFORE MAKING AN INVESTMENT DECISION.
PLAN YOUR PROTECTION & FINANCIAL FUTURE
Protect Today. Build Tomorrow.
With a combination of 3D protection, monthly income benefit, future premium funding and market-linked investment opportunities, Axis Max Life 3D Life Secure can be considered by individuals looking for a comprehensive approach towards financial protection and long-term wealth creation.
At Shreedha Investments, we help you understand the plan and explore whether it fits your financial goals and requirements.
Shreedha Investments
Plan Today. Protect Tomorrow. Build Your Future.